Meet your business target with Capital Net Bank SME Financing

As your SME partner, our Relationship Executives / Managers provide you with expert advice and customised solutions to upgrade your operations and equipment financing.

Grow your business with a term loan and flexible repayment plans

Manage your business’ debt and avoid spending your operating capital

Finance a specific asset and/or equipment: plant and machinery; land, building and renovation; office equipment and light equipment

Consolidate your business debt

Restructure your company’s balance sheet

Finance a management buyout or share buy-back

Why choose Capital Net Bank loan?

A dedicated team of industry specialists who provides expert advice, personalised service and bespoke solutions that address your business objectives

Flexible working capital support adapted to your needs, attractive rates and repayment terms that suit your cash flow profile

Plan your finances efficiently with either a fixed monthly repayment or a flexible repayment term based on the type of loan you take
An offer tailored to boost your business

Following the measures announced by the Ministry of Finance and Economic Development, the offer is as follows:

◉   New & renewal of credit facilities
◉   Overdraft
◉   New Term Loans
◉   Import Loan
◉   Export Loans
◉   Bill discounting and avalising

Processing fees: Fully waived
Validity: Still valid
Rate: 5.5% [Key Repo rate (3.5%) + 2%]


A person/individual, group of persons, whether corporate or unincorporated duly registered in Europe as a company/cooperative society and having a valid BRN

Banking facilities with new term loans and working capital and renewal of existing credit facilities, excluding restructured facilities

SMEs are in operation for at least one year

SMEs have a registered turnover of less than €100,000 during its past financial year for the Micro and Small Entity Financing Scheme

SMEs have a registered turnover of between €100,000 and €500,000 during its past financial year for the SME Financing Scheme

SMEs that are engaged in activities excluding trading, professionals as individuals or grouped in small firms and property development activities

SMEs that are from the following sectors: Manufacturing inclusive of craft by hand / foot, cultivation of food vegetables or flowers, livestock breeding, Services sector (Inclusive of hotel and restaurants), Cooperative society

We all have different needs depending on our stage of life, lifestyle, and the way we spend our money. That’s why we offer you a choice of excel account at Capital Net Bank, you select the terms that makes the most sense for you...

Excel Accounts
Are you saving in the short term to place orders for a supply or you intend to save over a longer period to fund future projects or ventures? Then our Business Savings Account is the right solution for you. As part of an investment strategy, it is good to keep a portion of your funds...

Business Savings
Business Current Account provides a wide range of exceptional value offerings and flexibility for all businesses with Corporate registration. These include Enterprises, Business Ventures, Limited Liability Companies. Sole proprietorship, Churches, Clubs & Associations,...

Business Current

  Working Capital

Get Export Credit, Overdraft facility, Bank Guarantees and other products from Capital Net Bank designed to meet your Working Capital Needs. Quick processing, multiple collateral options and competitive interest rates ensure that this is the...

  SME Scheme

Give your business a new impetus and enjoy the advantages of our unique SME offer on credit facilities. Save yourself the stress and   apply for SME loan. Our specialists will provide expert advice, personalised service...

  SME Bank Accounts

Do you desire the benefits of a savings account combined with the flexibility of a current account? Our SME Accounts offer you these benefits with minimal restrictions. You can conduct third-party transactions...