Mortgages from Capital Net Bank offer low rates, diverse options, and personal service


Whether you are building, purchasing or refinancing a home, shopping for a mortgage is one of the most important steps you’ll take. As you consider different home loans, make sure you work with experienced mortgage lenders who take the time to listen and work one-on-one with you throughout the process. You want the best mortgage rates possible, and the best loan for your financial circumstances.

Capital Net Bank mortgage lenders have strong expertise backed by a bank that’s been growing for years. They are passionate about developing personal relationships for the long term. Find a mortgage lender in your community now.


Mortgage loans from Capital Net Bank


Learn about all the types of home loans we offer:

Fixed-rate loans

Fixed-rate loans are available for purchases and refinancing. In a fixed-rate loan, the interest rate is set for the term you choose, so monthly payments remain the constant for the duration of your loan.


Adjustable-rate loans

Adjustable-rate loans for purchase and refinancing. With these loans the interest rate may change periodically and monthly payments can increase or decrease based on interest rates.


Construction-to-permanent loans

Construction-to-permanent loans allow you to pay interest only on funds used during the building process.


Jumbo loans

Jumbo loans for purchase or refinancing homes with higher values.


Government loans

Government-guaranteed loans for purchase or refinance.


HomeReady® loans

HomeReady® loans, a new program from Fannie Mae to help home buyers with expanded, more open eligibility guidelines.


Cash-out refinancing

Traditional cash-out refinancing loans that let you tap into the equity in your home for major life events.



Get pre-approved

A great way to begin is the process is to get pre-approval so you know how much you can afford. Capital Net Bank lending experts can help you get pre-approved now!

We all have different needs depending on our stage of life, lifestyle, and the way we spend our money. That’s why we offer you a choice of excel account at Capital Net Bank, you select the terms that makes the most sense for you...

Excel Accounts
Are you saving in the short term to place orders for a supply or you intend to save over a longer period to fund future projects or ventures? Then our Business Savings Account is the right solution for you. As part of an investment strategy, it is good to keep a portion of your funds...

Business Savings
Business Current Account provides a wide range of exceptional value offerings and flexibility for all businesses with Corporate registration. These include Enterprises, Business Ventures, Limited Liability Companies. Sole proprietorship, Churches, Clubs & Associations,...

Business Current

  Working Capital

Get Export Credit, Overdraft facility, Bank Guarantees and other products from Capital Net Bank designed to meet your Working Capital Needs. Quick processing, multiple collateral options and competitive interest rates ensure that this is the...


  SME Scheme

Give your business a new impetus and enjoy the advantages of our unique SME offer on credit facilities. Save yourself the stress and   apply for SME loan. Our specialists will provide expert advice, personalised service...


  SME Bank Accounts

Do you desire the benefits of a savings account combined with the flexibility of a current account? Our SME Accounts offer you these benefits with minimal restrictions. You can conduct third-party transactions...