Get access to funding and credit packages


An account targeted at Micro & Small Businesses. The product is dynamic enough to charge based on your monthly activities.


Who is eligible?

◉   Sole Entrepreneurs
◉   Micro Enterprises
◉   Small and Medium scale businesses


Features

◉   Low Account opening & operating balance
◉   Easy access to loans
◉   Concession on transaction charges
◉   Activity-based charge for growing business which factors in changes in the business cycle
◉   Access to SME capacity building programs (T’s & C’s Apply)
◉   Business debit card
◉   Tax advisory and Business tools (T’s & C’s Apply)


Accrue interest on your account balances

Do you desire the benefits of a savings account combined with the flexibility of a current account?

Capital Net Bank SME Accounts offer you these benefits with minimal restrictions. You can conduct third-party transactions whilst accruing interest on your account balances
Target Market


Individuals, Professional firms, social clubs, associations, trade and co-operative societies, and similar organisations


Features & Benefits


Minimum opening and operating balance of $5,000 for individuals and $10,000 for clubs and association
Lodgement of cheques/dividend warrant

Withdrawals below minimum operating balance (Customer however loses the credit interest for the period)
Zero COT charge

Graduated interest rate at 1% above standard savings account rate

Additional interest of 0.8% per annum for non-withdrawal of deposit within three months

Personalised cheque book for over-the-counter withdrawals for self and third parties across the Capital Net Bank branch network (this cheque does not go through clearing)

Access to Capital Net Bank e-banking products and services

Easy access to fund

Access to mobile and internet banking services

ALERT for transactions on your account


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