Why choose Capital Net Bank Overdraft?

A short-term and quick facility that’s easy to arrange. Call us or visit any of our branches

Access to immediate financing to manage your cash fluctuations

A dedicated team that provides tailor-made advice and a personalised service

A safety net with a quick and short-term credit facility to ease your cash flow in times of unforeseen circumstances or temporary financing needs.

Flexible access to more cash flow

We know that strong businesses like yours need a healthy cash flow. Ideal for emergencies and unexpected situations, our business overdraft solution can be a convenient and effective way to borrow while you run your business smoothly.

Features and Benefits

The facility is linked to your Micro Business, Small Business or Business Account, allowing you effect payments even when there are no cash funds available in your respective account, thus avoiding unnecessary penalties

Payments into the overdraft facility allow funds available to be used again

Flexible repayment plans, based on the amount of credit you have used

Ideal for one-off purchases you can repay rapidly

Overdraft to be cleaned up monthly, and will be available for a 12 month tenor

Overdraft may be renewed at expiry, subject to request from customer

Zero processing cost

Apply for overdrafts from the convenience of your office

Low turnaround time for overdraft disbursement (48 hours)

Zero account maintenance charge

Competitive interest rate

Access to electronic banking products & services

We all have different needs depending on our stage of life, lifestyle, and the way we spend our money. That’s why we offer you a choice of excel account at Capital Net Bank, you select the terms that makes the most sense for you...

Excel Accounts
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Business Current Account provides a wide range of exceptional value offerings and flexibility for all businesses with Corporate registration. These include Enterprises, Business Ventures, Limited Liability Companies. Sole proprietorship, Churches, Clubs & Associations,...

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  Working Capital

Get Export Credit, Overdraft facility, Bank Guarantees and other products from Capital Net Bank designed to meet your Working Capital Needs. Quick processing, multiple collateral options and competitive interest rates ensure that this is the...

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Do you desire the benefits of a savings account combined with the flexibility of a current account? Our SME Accounts offer you these benefits with minimal restrictions. You can conduct third-party transactions...